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Why F&G Life?

For over 60 years, F&G has built a growing business based on partnership, innovation and a disciplined approach. We are supporting our vision of improving the financial lives of more, and are ranked #4 in fixed indexed universal life (FIUL) policy count1.

  1. We are Financially Strong: A Rating with A.M. Best, A- ratings with S&P Global and Fitch Ratings and A3 with Moody's
    View full ratings2

  2. Our Strong FIUL product performance is driven by high cap and par rates and a reliable rate history

  3. F&G offers a streamlined online application process and Exam-Free3 Underwriting, along with accelerated death benefits for Critical, Chronic and Terminal illness

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What is Fixed Indexed Universal Life Insurance?

FIUL insurance is permanent life insurance with policy performance tied to a market-driven index. This allows policy cash values to grow with market indexes while the guaranteed product floor protects against market index loss. F&G FIUL products provide lifelong flexible protection with strong cash accumulation potential and play an important part in creating a secure financial plan.

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Product Information

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Indexed Interest Crediting Options

Translated Materials

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Morgan Stanley US Equity Allocator Index Flyer

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BlackRock Market Advantage Index Flyer

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The Power of Living Benefits

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Explore our Living Benefits Case Studies

Read in-depth about Jeffrey, Mary, and Sue and what life insurance for the living looks like.

Read about Jeffrey

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Read about Mary

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Read about Sue

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Agent Training Resources

Upcoming

Attend F&G Live Webinars

Join us for informative live sessions featuring content designed to help you grow your business. The sessions, led by your Dedicated Life Sales Support Team, will be held weekly.

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Visit our F&G Life Agent Training Center

Find help with case designs and illustrations, improve your understanding of FIULs, and deep dive into our tools.

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Sales Concepts

New Business & Underwriting

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Contact Us at

Dedicated Life Sales Support

800.773.7086 Life.Sales@fglife.com
Annuity Sales Support800-445-6758 Option 1 , Option 1SalesDesk@fglife.com
Life New Business800-445-6758 Option 2 , Option 1 LifeCaseMgmt@fglife.com
Life Policyholder Services 800-445-6758 Option 2 , Option 3 DeliveryRequirements@fglife.com *This is an unmonitored email for submission of completed delivery requirement for "no touch" image processing only
Contracting & Commissions 800-445-6758 Option 4 Contracting.Support@fglife.com or Commissions.Support@fglife.com
Download life sales contact sheet

F&G Corporate Spotlight

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“F&G” is the marketing name for Fidelity & Guaranty Life Insurance Company issuing insurance in the United States outside of New York. Life insurance and annuities issued by Fidelity & Guaranty Life Insurance Company, Des Moines, IA.

ADV 2489 (Nov-2020)
Rev. 11-2024 24-1509

1LIMRA YTD Q2, 2024 U.S. Retail Individual Life Sales Report

2 AM Best Financial Strength Rating: A (“Excellent”), 3rd highest out of 13 ratings for financial strength. Rating as of January 2024. Financial strength rating for Fidelity & Guaranty Life Insurance Company for S&P is A-, 3rd highest out of 11 ratings for financial strength. Rating as of September 2024. Financial strength rating for Fidelity & Guaranty Life Insurance Company for Fitch is A-, 3rd highest out of 11 ratings for financial strength. Rating as of August 2024. Financial strength rating for Fidelity & Guaranty Life Insurance Company for Moody’s is A3, third highest out of 9 ratings for financial strength. Rating as of October 2024.

3 Policy approval is determined by a review of medical and personal history on the application and may be subject to additional underwriting requirements at the discretion of F&G.  Review Fidelity & Guaranty Life Insurance Company Underwriting Guidelines for additional details. For applicants who are not U.S. citizens or not permanent resident cardholders, the maximum issue face amount for exam-free underwriting is $300,000. In Puerto Rico, exam-free underwriting is available for applicants age 0-45 who are applying for less than $150,000.