Why F&G Life?

For over 60 years, F&G has built a growing business based on partnership, innovation and a disciplined approach. We are supporting our vision of improving the financial lives or more, and are ranked #3 in Fixed indexed universal life (FIUL) policy Count1.

  1. We are Financially Strong: A- ratings with A.M. Best, S&P Global, Fitch and Moody's  
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    2
  2. Our Strong FIUL product performance is driven by high cap and par rates and a reliable rate history
  3. F&G offers a streamlined online application process and Exam-Free3 Underwriting, along with accelerated death benefits for Critical, Chronic and Terminal illness
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What is Fixed Indexed Universal Life Insurance?

FIUL insurance is permanent life insurance with policy performance tied to a market-driven index. This allows policy cash values to grow with market indexes while the guaranteed product floor protects against market index loss. F&G FIUL products provide lifelong flexible protection with strong cash accumulation potential and play an important part in creating a secure financial plan.

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Contact Us at:

800.445.6758 Prompt 2 or Life.Sales@fglife.com

1LIMRA U.S Retail Individual Insurance Sales Participant Report, Q3 2021

2 A.M. Best Financial Strength Rating: A- (“Excellent”), 4th highest out of 16 ratings for financial strength. Rating as of December 2021. Financial strength rating for Fidelity & Guaranty Life Insurance Company for S&P is A-, 3rd highest out of 11 ratings for financial strength. Rating as of October 2021. Financial strength rating for Fidelity & Guaranty Life Insurance Company for Fitch is A-, 3rd highest out of 11 ratings for financial strength. Rating as of September 2021. Financial strength rating for Fidelity & Guaranty Life Insurance Company for Moody’s is Baa1, 4th highest out of 9 ratings for financial strength. Rating as of November 2021.

3 Policy approval is determined by a review of medical and personal history on the application and may be subject to additional underwriting requirements at the discretion of F&G.  Review Fidelity & Guaranty Life Insurance Company Underwriting Guidelines for additional details.For applicants who are not U.S. citizens or not permanent resident cardholders, the maximum issue face amount for exam-free underwriting is $300,000. In Puerto Rico, exam-free underwriting is available for applicants age 0-45 who are applying for less than $150,000.